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Health InsuranceMagicCoverage Translation Lab

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Language desk / reviewed term

What does Copay mean?

A fixed amount a plan requires for a particular covered service or prescription.

Illustration — not a plan price

A plan may list one copay for primary care and another for specialist care; tests during the visit can have separate cost sharing.

The actual plan document controls. Verify its definitions, network, exclusions, dates, and amounts before relying on the illustration.

Definitions here are never for sale — no plan is recommended on a comprehension page.

Source: HealthCare.gov — Glossary · Verified 2026-08-11 · Reviewed by the MedicalRecords.com editorial team · Last reviewed August 11, 2026

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